วันเสาร์ที่ 23 พฤษภาคม พ.ศ. 2552

The housing market cools, but they must do more to customers

เขียนโดย Chutinun Kruewan

The figures show that inflation in the prices of houses dropped to only 0.1% in April, was significantly slower than the 1.1% increase for the month of March and the annual changes in the prices of real estate decreased to 4, 8% in April, compared with 5.3% in March, resulting in an average UK house prices rise by 1490 of 163,573 ฃฃฃ of 162,083, an increase ฃ almost 7500 more than the same periode last year. This corresponds to an increase of more than 20 ฃ per day for the past twelve months.

 According to Nationwide Group Economist, Fionnuala Earley, "The slowdown in prices in April was not unexpected, given the increase in March has shown the wisdom and not enough stresses months a series of numbers. However, the picture is very healthy that the conditions of demand are still pretty solid. As the number of licensed homesand significantly decreased in February, from 121,000 to 115,000, which remains a large part of the activities, well above the decade average of about 100,000 by Monday "

 In general, this means good news for the housing market, prices adjust in response to strong growth in prices for residential real estate in the rest of the year, but a remnant of the bull market of the nation has prixla of the mortgage to beat trillion pound barrier. Deirdre Hutton, Chairof the National Consumer Council warned that 6 million gezinnenn, already on their obligations, on credit, including a rise in interest rates to consider, much more in a spiral of despair of financial reporting. Miseria stories behind the headlines. It is now time for the people BUDGET, any of its obligations, and twice over, before they have the continuation of the debt. "

 Bradford & Bingley, has responded to the problems of the first purchasers and the trend in the expectations for the parents to the body. Their study shows that approximately 40% of the first buyers for financial support from parents, with half of the parents, a large part of the estuary deposit, while 15% have actually contributed to the monthly mortgage and 10%, helped by a mortgage with their offspring.

 Richard Brown, Chief Financial Officer of the comparison of data from the site Moneynet (http://www.moneynet.co.uk)  we need to alter the balance in the Finanzlandesdirektion industry "is no magic, no fat is a genius at work, more and more people from the yoke of asservissement to pay PAYE ie the database, which includes the lighting and the flexibility of the loans. Like any other case, the experts, the cable to the scholarship funds have the rhythm of our time, such as the long term for us all and for the welfare of the entire economy. If the lenders teruggestuurd to applicants who are not strict CRITERIA so often the salary and other - mbwohl àparfaitement be able to repay the loan, and finally, what effect on growth in the housing market. We need new borrowers in the market further. It is time that the policy basis "

 The main donors such as Barclays Bank High Street Mortgage (http://www.barclays.co.uk/woolwichmortgages-index) saw the need for the different products that meet the manufacturingneeds of different consumer group members, especially the first buyer in cash intended for the supervision and fixed mortgage options, and the business of a discount for the needs of the family buys for the first time buyer. Although these mortgages on measures to support a variety of customers for the width, for a period of stability of the market is also highly desirable that the buyers themselves.

 Fionnuala Earley expects "Guardandou in the future verwachten we remain a few months to the volatility of the stock casa numerial that triggers unusually strong after the winter months and usually economic horizon. Although we do not We do not expect in an early rate, the incentives to strengthen the market, there are other factors that they, through their effect on disposable income and confidence. "

 Disclaimer:

 All Infosrmation in this article is for general information and should not be considered recommendations FiServizi inFrame of the budget account of the 1986th It is strongly recommended to specialists and legal advice before entering into compliance agreements.





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