วันเสาร์ที่ 23 พฤษภาคม พ.ศ. 2552

Financial Readiness: How ready are you?

เขียนโดย Chutinun Kruewan

 Home, where people feel safer and more comfortable. But sometimes - as a hurricane, floods, tornadoes, fires and other disasters - is sure to be packed in a different place.

 When it comes to preparing for emergencies, such as weather, availability of resources is as important as a flashlight with batteries fully charged. The end of your house can be difficult, but wissnei their documents zijnATI,  and portable eine mort a big difference in a context of time.

 Here are some tips for preparing for emergencies:

 A financial contribution. Make a list of goods and documents with photos or video. This can help if you need credit insurance. Keep a copy of your inventory of your house on a shelf in the unemployment closure refractory fileBox; hold the other in a safe or other safe place.

 Buy a conclusion, refractory to a bestand. Place bag import glands in the box, safety box, easily accessible on a shelf at home, so that the seizure and, if necessary. Contents:

  - Inventory your household

  - A list of emergency contacts, including relatives outside your area dc'est

  - Copy of current nuovaNormativa

  - Health insurance cards or information

  - Politics Auto numbers, flooding, owners or renters insurance, and a list of phone numbers from your insurer

  - Copies of other important financial centers and Family Records - or where they are known - the works, licenses, wills, birth certificates and marriage, passports, and retirement anticipatolavoratori and materials. With the exception of wills, the originals in a safe place or another. If you have one, ask your advocaatATO to the original document.

  - A list of phone numbers or e-mail addresses of your creditors, financial institutions, leasebedRijven and utilities (sewer, water, gas, electricity, telephone, cable)

  - A list of bank accounts, credit cards, loans, leasing, debit and ATM, the investimentiissement and contrôletonummern

 Social Security cards

  - Secure financial information on your computer

  - Another set of the keys to your house and car

  - The key to security

  - A small amount of cash or travelers checks. ATM or a financial institution may not ben closed.

  - Consideration of the security of the site record keeping iWichtig. The originals of the documents in a safe hard to be as follows:

  - The certificates, securities and other property right for your home, car, camper or boat

  - By lending, leasing and anderetituti financial and payment

  - Birth certificate, naturalization papers, cards and Social Security

  - Authorization of the marriage / divorce, custody of childrengoods and documents

  - Passports and military documents (if you regularly use, possibileez original in its field and feuerfesteine copy of your safety)

  - Estimates of jewels and precious legacy

  - Certificates for shares investisseursihen and other investments and accounts of the trust agreements pensionamenom
 
  - Life is full of energy and health insurance

  - Improved record

  - Inventory of the budget documentation

  - A  copy of the paper

 Select Out-of-town contact. Make an out-of-town friend or relative of contact for your family and ensure that each member of your family have the information.

 After quelquesCas emergency, will facilitate a distance of a local one.

 Please update your information. Check the contents of the inventory budget, the fire safe, secure, and the information in your out-of-town contact with at least once a year.





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