วันพฤหัสบดีที่ 28 พฤษภาคม พ.ศ. 2552

10 ways to get your car insurance

เขียนโดย Chutinun Kruewan

 And who will pay the price strongly depends on the insurance company or agent, age, type of vehicle, driving record, and also the area that you live!

 You should not go without car insurance, despite the costs. Almost all countries require the protection of a minimum amount of liability. Of course, the minimum is not enough for the average car proprietaireou. And they go gold coverage in the car, your realiseert that you pay a relatively large amount per year.

 So, understanding auto insurance you can choose an insurance that does not clean your wallet empty! Here are 10 of the best tips to make your car insurance more than 40%!

 Always compare policies assicurative.Ci are States the extent of safety of the car, but insurance premiums can vary from a few dollars CENgisting room for the same coverage. Stamps worth comparing prices. The eersthe thing to do is contact the State Department of Insurance. Often the information about the coverage you need and the sample of larger companies. You can also contact your friends or read the Yellow Pages. Control of consumers and the guide asked insurance agents can pay well. You can easily search the price for vobuitenlandse insurance companies and find the lowest prices in town.

 It may not be gebaseERD on the price SHOPPción long. The insurance company should provide a good service at the best price. Excellent personal service is also available, so the added conveniences, but cost a bit "longer. Ilune Questions how business can reduce costs, and the control of the votes. The golden rule is always to three quotes from three different SOCIETA and choose the one with the best value for money.

 That also a good idea of your deductible. Where archivouna request of the deductible is the amount you pay for the insurance company pays for the rest of the damage. A higher deductible on collision and unocopertura can lead to a much lower premium. For example, increasing your deductible from $ 200 to $ 400 could reduce premiums by up to 25%. But make sure you have the financial resources needed for the largest deductible when the time comes.

 Elimination of some species  of the coverage of your policy. Almost all states require lESPONSABILIDAD cover your car, but the rest of the coverage is probably essential. But you do not want enough for you in an accident, it is not advisable to delete all of your additional coverage. Optional coverage includes medical payments, uninsured motorist, collision and comprehensive coverage.

 Drop collision and comprehensive coverage for older cars. If you drive an old car worth less than $ 2000, waarschijnlijk more profitable to stop the collision and comprehensive coverage, because it is likely to pay more to cover an increasing demand. You can determine the value of your car in auto dealers and banks require.

 Make sure your credit report looks good. The car insurance companies often look at your credit history as there is a correlation between the risk to the company and your credit history. If you pay your billsn on time and maintaining buones credit history, you can enjoy the lowest rates of insurance.

 Use your car less. Often, insurance companies offer discounts for having dekilometrage drivers who travel less than a certain number of miles per year. You can use public transport more often vanING, Carpool with friends and take a train or a plane instead of driving to another state. It saves more coverage, you should spend less oniont gasoline (prices are incredibly high).

 Maintaining a clean driving record. The company will give you a price break and you can save on your insurance after a period of a clean driving record. This means that there are no accidents, no serious driving violations etc, with qZIJNE period. The easiest and safest way to take advantage of this discount is to drive with care and protection of all time.

 Choose a profile fund drive. In contrast to the insuranceand vary between vehicle models. In general, sports cars and high-performance cars cost more ontnden to achieve, especially because they have more risk of theft and drivers are often more adventurous people queunidad. The new cars cost more to repair or sostituire old, so they can in the most secure. Risk are small cars and trucks.

 Further information on safety and security discounts. Sometimes, insurance companies offer discounts on your insurance against civil liabileringsmaatschappij if your car is equipped with the following: ABS, airbags, automatic seatbelts, alarm, monitoring systems. This is to reduce the risk of damage to you and the possibility that the car is stolen or vandalizandod.

 Finally, ask other discounts. You qualify for a discount if more than one type of insurance, the same company or if several cars for the same policy or company. You can also discounts for taking a course in defenseIEF driving, staying in the same company for several years, a driver over 50, good student discounts, and a member of the AAA. If you already have adequate health insurance, you can also demedicapromedio capertura double payments, the cost of the protection of major damage.





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