An increasing trend in credit operations

The reasons for mortgages or loans because of high costs of a man in the United States. According to the agency of the United States today seems to be a reduction in saving the people. The cash-flow, very slowly, is one of the reasons, and the cost of the habit of man. Another reason is that people who, for the loan of their activities, but the main reason for our savings rate is bad, that people are against the guarantees "for the houses - in the hands on the money. The median price of a home by 24.5% from 2001 to 2004. The real boom in 2005: Median Home Price - more than half the cost, less than half the costs - rose to $ 206,600 $ 184,100 per year in 2004 . Because of the possible causes and there was an increase in the number of providers in recent years. The reasons for the increase in expenditure is the custom of men, because more and more luxury gadgets for luxury are the people with their money in all the gadgets, security, luxury. Raise awareness and groped in monkeys will try to most clothing and accessories to the "good". The expenses of citizens is not in conformity with the income they deserve, but also the food in their savings. In a recent study has shown that many people are not saved for their rainy day. There is little or no emergency fund of man. People who retire have found that the Fund does not have to spend their lives. The saving rate has declined. As already mentioned in his hand the money in an emergency, to build a house (without adequate financing in hand) and education, which increased the need to borrow money and thus increase the lender. Although the reasons for the construction of a house or education is quite ready to understand, in nature and is reimbursed by the deadline. There is an increase in appropriations for emergency and money is of concern that many economists. This increase can be initiated only if people learn to live within their income.