10 tips to improve your credit report
เขียนโดย
Chutinun Kruewan
The credit is something we take lightly or do not mind, until it is really necessary. There are 10 things you can do to ensure that your credit is still very good, it will be available when needed.
1) pay your bills on time. A constant in the history of the time payments are expected to improve the credit profile and then piùuhaitable sponsors. In many cases,a strong payment history in his report créditots best interest.
2) If possible, pay the bill every month. This saves money for expenses, especially credit cards with high interest rates, and make your credit report even stronger.
3) does not have a balance of more than 50% of their total creditot limit on a credit card.
4) If you have any information encorriger Or your credit relations, the dispute in writing with the Credit Bureau SOFort. Can also be useful nu direct contact with the lender to inform them of the wrong information is correct, and we ask that the credit agencies and their credit reports.
5) If you have recently declared bankruptcy, and start rebuilding your credit card guaranteed credit or what is known to be favorable in case of failure. E 'is often more interest paid, but your credit score begins to rise after three months aconsistent payment history is available in your credit report.
6) If you have old accounts that are not so openly, but they are really closed, you can call the creditors and a letter to the Credit Bureau. Sometimes, creditors simply do not have a relationship that ended with the office crédit.Si you have a large number of loans in denRo report of potential donors in May to ask why you need all the resources and that their plans are available . A largeNumber of accounts, apparently with a zero balance in the category of high risk in case of suspicion préstamoel lender will increase its debt to the credit insurance.
7) Avoid excessive use of credit in May, making the claim as a result of various investigations clETSI.
8) Use your credit card only for the purpose and to avoid spending more than you can for a period of six months.
9) If Sis your credit card details are too high credit lines, you want to use, call the creditor and ask for your credit limit by an amount that is comfortable with. This is not only to reduce the Tentation of tolerance, but also prevent potential lenders that you have a large number of loans to Verfügungund the suspicion that this is a serious burden.
10) The best way to improve your credit report is to provide the information in eachof the three major credit agencies every six months. These are TRANS UNION, Experian and Equifax. A free copy of credit reports are available and every 12 months AnnualCreditReport.com
1) pay your bills on time. A constant in the history of the time payments are expected to improve the credit profile and then piùuhaitable sponsors. In many cases,a strong payment history in his report créditots best interest.
2) If possible, pay the bill every month. This saves money for expenses, especially credit cards with high interest rates, and make your credit report even stronger.
3) does not have a balance of more than 50% of their total creditot limit on a credit card.
4) If you have any information encorriger Or your credit relations, the dispute in writing with the Credit Bureau SOFort. Can also be useful nu direct contact with the lender to inform them of the wrong information is correct, and we ask that the credit agencies and their credit reports.
5) If you have recently declared bankruptcy, and start rebuilding your credit card guaranteed credit or what is known to be favorable in case of failure. E 'is often more interest paid, but your credit score begins to rise after three months aconsistent payment history is available in your credit report.
6) If you have old accounts that are not so openly, but they are really closed, you can call the creditors and a letter to the Credit Bureau. Sometimes, creditors simply do not have a relationship that ended with the office crédit.Si you have a large number of loans in denRo report of potential donors in May to ask why you need all the resources and that their plans are available . A largeNumber of accounts, apparently with a zero balance in the category of high risk in case of suspicion préstamoel lender will increase its debt to the credit insurance.
7) Avoid excessive use of credit in May, making the claim as a result of various investigations clETSI.
8) Use your credit card only for the purpose and to avoid spending more than you can for a period of six months.
9) If Sis your credit card details are too high credit lines, you want to use, call the creditor and ask for your credit limit by an amount that is comfortable with. This is not only to reduce the Tentation of tolerance, but also prevent potential lenders that you have a large number of loans to Verfügungund the suspicion that this is a serious burden.
10) The best way to improve your credit report is to provide the information in eachof the three major credit agencies every six months. These are TRANS UNION, Experian and Equifax. A free copy of credit reports are available and every 12 months AnnualCreditReport.com
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